Nimayi Dixit is a fintech research analyst at S&P Global Market Intelligence.Full Bio
Nimayi Dixit is a fintech research analyst at S&P Global Market Intelligence. He is responsible for the company's coverage of digital lending and payments as well as supporting coverage of venture funding into the fintech industry. Prior to his role at S&P, Nimayi worked as an analyst for Hexayurt Capital and its sister company Mattereum, conducting due diligence on potential investments and partnership opportunities. Prior to this, Nimayi was a portfolio strategy analyst at Hawthorn, a unit of PNC Asset Management.
Nimayi received his degree in finance and economics from NYU's Stern School of Business.
Introduction U.S. bank margins held steady in the fourth quarter of 2021 but should expand notably in 2022 as short-term rates move higher and institutions deploy some of their excess cash. The Federal Reserve's efforts to combat elevated inflation will offer a significant lift to U.S. banks' net interest margins. Expected increases in short-term rates will boost loan yields, p...
Stars aligned for personal digital lenders to crush pre-pandemic levels in
Introduction Digital lender origination volumes across personal, student, and small and medium-sized enterprise lending rose above pre-pandemic levels in 2021 as stronger growth among personal-focused lenders helped the group rebound from a difficult 2020. Personal-focused digital lenders originated an estimated 37% more in loans in 2021 relative to 2019. A healthy consumer cre...
Heightened digital adoption prompts more specialized branches, robust apps
Many banks are adjusting to customers' quick shift to digital channels with a hybrid approach of increasing the specialization of branch operations while enhancing the capabilities of their mobile apps. The pandemic shifted many banking transactions to digital channels and cemented mobile apps as the go-to offering for basic banking transactions. Banks have responded to the shi...
