This blog is written and published by S&P Global Market Intelligence, a division independent from S&P Global Ratings. Lowercase nomenclature is used to differentiate S&P Global Market Intelligence credit scores from the credit ratings issued by S&P Global Ratings. Insurance underwriting has seen many innovations in recent years, driven by advancements in technology and data ana...
READThe following is a case study presented by S&P Global Market Intelligence. The Client : A multinational utility that develops hundreds of onsite distributed energy generation systems, including solar and storage, in North America and Europe. Users : Their credit risk team. Distributed generation (DG) systems often use clean energy resources, such as solar, for what are typicall...
READ以下案例由标普全球市场财智呈现 客户 :一家跨国公用事业公司在北美和欧洲推广数百个包括太阳能和贮存系统的现场分布式发电系统。 用户 :该公司的信用风险团队。 分布式发电 (DG) 系统一般使用太阳能等清洁能源进行小型去中心化及离网分散式现场安装。许多商业公司和产业公司使用 DG 系统来减少排放,并降低高峰时段的公用事业成本。DG 系统的发展大大增加了能源供应商的客户数量,为此能源供应商开放了更广的业务范围来提供这些功能。这些长期项目的回收期达 10 至 20 年,因此面临巨大的承购风险敞口 痛点: 作为北美和欧洲 DG 系统的供应商,随着业务增长,该公用事业公司的信用风险团队一直在努力追踪数百名新客户的信誉度。该团队希望建立一致、有效的系统,以帮助评估客户的长期资本投资支付能力。该团队联系到标普全球市场财智(“市场财智”),讨论了多种方案。 解决方案...
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