Index Analytics Reports: U.S.

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    By clicking the acknowledgement box, you (i) attest that you are at least 18 years of age, are an institutional investor, investment adviser registered with the U.S. Securities and Exchange Commission or other investment professional; (ii) agree your access and use of the Reports is subject to the terms of use set forth below and the Legal Disclaimers and Terms of Use set forth on www.spdji.com, which are incorporated herein by reference (collectively, the "Contract Terms"); and (iii) you agree to be legally bound by the Contract Terms.

    Without limiting the foregoing, you acknowledge and agree: (i) the Reports are provided for informational purposes only and are not intended to be relied upon as investment advice; (ii) the Reports do not constitute a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy; (iii) you will not use the Reports for any purpose other than educational purposes, including, without limitation, benchmarking fund performance and/or to create derivative works (including, without limitation, any investment strategy or financial product) without S&P DJI's prior written consent.

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    IMPORTANT INFORMATION RE BACK-TESTED PRE-INCEPTION INDEX DATA THAT MAY BE INCLUDED IN THE REPORTS.

    All information presented prior to an index's launch date is pre-inception hypothetical back-tested, not actual, performance. The back-test calculations are based on the same methodology that was in effect on the index launch date. Back-tested performance is based on criteria applied retroactively with the benefit of hindsight and knowledge of factors that may have positively affected its performance and cannot account for all financial risk that may affect actual performance. No hypothetical record can completely account for the impact of financial risk in actual trading. Back-tested index performance does not represent the results of actual trading of investable assets/securities.

    When creating back-tested history for periods of market anomalies or other periods that do not reflect the general current market environment, index methodology rules may be relaxed to capture a large enough universe of securities to simulate the target market the index is designed to measure or strategy the index is designed to capture. For example, market capitalization and liquidity thresholds may be reduced. Complete index methodology details are available at www.spdji.com. Past performance of an index is not an indication of future results. Prospective application of the methodology used to construct an index may not result in performance commensurate with the back-test returns shown.

    It is not possible to invest directly in an index. Exposure to an asset class represented by an index may be available through investable instruments based on that index. S&P DJI calculates index levels, but does not manage actual assets. Index returns do not reflect payment of any manager fees and expenses, sales charges or fees an investor may pay to purchase the securities underlying the Index or investment funds or other products that are intended to track the performance of the index. The imposition of these fees, expenses and charges would cause actual and back-tested performance of the funds/products to be lower than the index performance shown.

    S&P DJI does not sponsor, endorse, sell, promote or manage any investment fund or other investment vehicle that is offered by third parties and that seeks to provide an investment return based on the performance of any index. S&P DJI makes no assurance that investment products based on the index will accurately track index performance or provide positive investment returns. S&P DJI is not an investment advisor, and S&P DJI makes no representation regarding the advisability of investing in any such investment fund or other investment vehicle.

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