Tulsa, Okla.-based BOK Financial Corp. reported fourth-quarter 2020 net income attributable to shareholders of $154.2 million, or $2.21 per share, compared to $110.4 million, or $1.56 per share, in the year-ago period.

The S&P Capital IQ consensus GAAP EPS estimate for the fourth quarter was $1.90.

The company booked a negative provision for credit losses of $6.5 million, compared to credit loss provision of $19.0 million in the year-ago quarter.

The net interest margin was 2.72% for the most recent quarter, down from 2.81% sequentially and 2.88% in the year-ago quarter.

Total loans as of Dec. 31, 2020, were $23.01 billion, compared to $23.80 billion at the end of the previous quarter. Meanwhile, period-end deposits totaled $36.14 billion, compared to $34.97 billion at the end of the linked quarter.

For full year 2020, net income attributable to the company's shareholders was $435.0 million, or $6.19 per share, down from $500.8 million, or $7.03 per share, in 2019.

The S&P Capital IQ consensus GAAP EPS estimate for 2020 was $5.90.