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Second Party Opinion: Blue Hub Loan Fund – Sustainabilty Framework

BlueHub Loan Fund (BHLF) is an affiliate of BlueHub Capital (BlueHub). Founded in 1984, BlueHub Capital (BlueHub) is a nonprofit certified community development entity (CDE) dedicated to creating healthy communities, particularly for low-income populations. Its mission centers on investing in economically and racially marginalized communities that have historically lacked access to capital. It operates under the principles of the blue economy, where BlueHub uses financial solutions to generate economic benefits for community members. It focuses on a variety of sectors that are crucial for communities, including: affordable housing, education, health care, economic development, and clean energy. BHLF is currently active in 23 states and Washington, D.C., and has headquarters in Boston. BlueHub has invested more than $3.1 billion and leveraged an additional $15 billion in public and private capital for community projects. As of June 30, 2024, BHLF’s loan portfolio by asset class comprise

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