S&P Global Ratings assesses HDFC Credila Financial Services Ltd.'s Social Financing Framework as aligned with Social Bond Principles, ICMA, 2023, and Social Loan Principles, LMA/LSTA/APLMA, 2023. The company is a nondeposit taking nonbanking financial institution registered with the country’s central bank, the Reserve Bank of India. It originates, funds, and services education loans.