Tower Bridge Funding 2022-1 PLC (TBF 2022-1) is an RMBS transaction that securitizes a portfolio of buy-to-let (BTL) and owner-occupied mortgage loans secured on properties in the U.K. The loans in the pool were originated between 2017 and 2021 by Belmont Green Finance Ltd. (BGFL), a nonbank specialist lender, via its specialist mortgage lending brand, Vida Homeloans. The collateral comprises complex income borrowers with limited credit impairments, and there is a high exposure to self-employed, contractors, and first-time buyers.