The preliminary ratings assigned to GoodLeap Sustainable Home Solutions Trust 2021-4's $304.503 million solar loan-backed notes series 2021-4 reflect our view of: The credit enhancement available in the form of overcollateralization, a yield supplement overcollateralization amount (YSOC), subordination for classes A and B, and a fully-funded cash reserve account; The servicer's operational, management, and servicing abilities; The customer base's initial credit quality underlying the portfolio; The projected cash flows supporting the notes; and The transaction's structure. Our rating analysis considered the potential exposure of the transaction to the ESG credit factors. We have not identified any material ESG credit factors in our analysis. Therefore, ESG credit factors do not influence our assessment of the transaction's credit quality. The transaction's strengths,
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