Our key sustainability factors identify the most material environmental and social risks assessed in our ESG Evaluation. We assess the materiality of those risks across the industry’s value chain and reflect them in the weighting of our environmental and social factors. We also provide the quantitative indicators used to assess an entity’s performance relative to its industry peers on each of those factors. The financial services sector encompasses a wide variety of companies. The scope of this document covers the banks, insurance, and asset management subsectors.