The preliminary ratings assigned to GM Financial Consumer Automobile Receivables Trust 2020-2's (GMCAR 2020-2's) automobile receivables-backed notes reflect: The availability of approximately 8.4%, 7.0%, and 5.8% credit support for the class A-1, A-2-A/A-2-B, A-3, A-4 (collectively, class A), B, and C notes, respectively (based on stressed cash flow scenarios, including excess spread).