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US life Q4'22 earnings recap – Genworth bucks trend as overall revenues fall

Most of the leading US life insurers experienced a year-over-year drop in total revenues in the fourth quarter of 2022.

Genworth Financial Inc. was the only exception among the group, booking $1.90 billion in total revenue in the fourth quarter, an increase from $1.74 billion in total revenue in the year-ago period.

During Genworth's most recent earnings call, CEO Thomas McInerney said the company is making progress on a multi-phased go-to-market strategy for its long-planned, less capital-intensive senior care services business, part of which is supposed to be piloted during the first half of 2023.

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Portfolio revenues also dropped among the vast majority of the largest US life insurers during the fourth quarter of 2022.

However, MetLife Inc. saw its portfolio revenue grow slightly to $4.98 billion in the fourth quarter of 2022, from $4.91 billion in the fourth quarter of 2021. MetLife also booked the highest amount of net investment income from the group for the quarter at $5.18 billion.

During MetLife's fourth-quarter earnings call, CEO Michel Khalaf said the company was open to M&A opportunities and expressed confidence in the insurer's philosophy around capital deployment despite the risk of a potential recession.

Stale earnings

Earnings were lower in the fourth quarter for most life insurers in the group, with only a handful showing improvement.

Prudential, the largest among the group, had $2.42 in operating earnings per share in the fourth quarter of 2022, a decrease from $3.18 in the fourth quarter of 2021. Meanwhile, Aflac Inc. saw EPS growth with $1.40 booked in the period, up from $1.33 in the year-ago quarter.

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