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Nonbank lenders grow mortgage market share; yen's fall threatens Japan stimulus

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Banking Essentials Newsletter: September 18th Edition

Loan Platforms: Securing settlement instructions and prioritising the user experience

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Navigating the New Canadian Derivatives Landscape: Key Changes and Compliance Steps for 2025

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MediaTalk | Season 2 | Ep. 29 - Streaming Services, Linear Networks Kick Off 2024/25 NFL Showdown


Nonbank lenders grow mortgage market share; yen's fall threatens Japan stimulus

Welcome to The Daily Intel, a roundup of exclusive news and analysis from S&P Global Market Intelligence, curated by our journalists.

Editor's Pick

Nonbank mortgage originations up 10.6% in 2021 YOY

Nonbank mortgage lenders continued to gain mortgage market share in 2021 ahead of a mortgage activity slowdown due to increasing rates.

Nondepository institutions originated $2.910 trillion in mortgages in 2021, up 10.6% from the $2.632 trillion in the previous year, according to newly released Home Mortgage Disclosure Act data collected by S&P Global Market Intelligence. Across all lender types, mortgages originated in 2021 totaled $4.776 trillion, up about 8% from 2020.

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Financials

Credit worries overshadow likely strength in big US bank Q2 earnings

Second-quarter bank earnings reports kicking off this week are likely to be supported by blistering loan growth and sharply higher interest rates, but investors will be focused on signals about how an economic downturn could rock the industry.

Yen's freefall may force Japan to dial back on Abe-era stimulus

The Japanese yen's slide against the U.S. dollar since March may prompt Japan's central bank to abandon its ultraloose monetary policy amid growing inflationary pressures.

Turkey's banks face liquidity crunch as investors shy away

Turkey's banking sector is heavily reliant on external funding despite a reduction in recent years, with a total of $143 billion in 2021, Ratings estimated in a June report.

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Bank M&A 2022 Deal Tracker: 14 deals announced in June

Fourteen U.S. bank M&A deals were announced in June as deal activity continues to cool.

Energy

European green power deals surge further as demand outpaces supply – LevelTen

The price of European renewable power contracts continued to surge in the second quarter amid unrelenting buyer demand, LevelTen Energy Inc. said in a July 14 report.

Smart thermostats could complicate transition from fossil fuels, study finds

As states and local communities push to electrify heating systems in buildings, the use of smart thermostats could inadvertently strain power grids in the morning before solar energy is available, researchers at Cornell University found in a newly published study.

Technology, Media and Telecommunications

Moviegoers flock back to blockbusters as summer box office booms – S&P podcast

Movie theaters are far from dead, and consumers want to see blockbuster films on the big screen as much as ever.

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