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Insurance ratings actions: A.M. Best acts on Anthem, subsidiaries

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Insurance ratings actions: A.M. Best acts on Anthem, subsidiaries

S&P Global Market Intelligence compiles ratings actions in the insurance space daily through 5 p.m. ET. Actions after 5 p.m. ET will be included in the following day's roundup.

US and Canada

A.M. Best affirmed the A financial strength rating and the "a+" long-term issuer credit rating of Finger Lakes Fire & Casualty Co.

Finger Lakes' ratings reflect its balance sheet strength, which A.M. Best categorizes as very strong, as well as its strong operating performance, neutral business profile and appropriate enterprise risk management.

The outlook on the long-term issuer credit rating was revised to negative based on unfavorable trends in Finger Lakes' operating results. The outlook of the financial strength rating remains stable.

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A.M. Best affirmed the "bbb+" long-term issuer credit rating of Anthem Inc. and the A financial strength rating and the "a+" long-term issuer credit rating of the core Blue Cross Blue Shield-branded insurance subsidiaries of the company. The outlook of the credit ratings is stable.

The subsidiaries are Anthem Blue Cross Life and Health Insurance Co., Anthem Health Plans of Kentucky Inc., Anthem Health Plans of Maine Inc., Anthem Health Plans of New Hampshire Inc., Anthem Health Plans of Virginia Inc., Anthem Health Plans Inc., Anthem Insurance Cos. Inc., Anthem Kentucky Managed Care Plan Inc., Anthem Life & Disability Insurance Co., Anthem Life Insurance Co., BlueCare Health Plan, Blue Cross Blue Shield Healthcare Plan of Georgia Inc., Blue Cross Blue Shield of Wisconsin, Blue Cross of California, Community Insurance Co., Compcare Health Services Insurance Corp., Empire HealthChoice Assurance Inc., Empire HealthChoice HMO Inc., Greater Georgia Life Insurance Co., HealthKeepers Inc., Healthy Alliance Life Insurance Co., HMO Colorado Inc., HMO Maine, HMO Missouri Inc., Matthew Thornton Health Plan Inc. and Rocky Mountain Hospital and Medical Service Inc.

The ratings of the Blue Cross Blue Shield-branded entities reflect their balance sheet strength, which A.M. Best categorizes as very strong, as well as their strong operating performance, favorable business profile and appropriate enterprise risk management. The ratings of Anthem Life Insurance Group reflect its balance sheet strength, which A.M. Best categorizes as strongest, as well as its strong operating performance, neutral business profile and appropriate enterprise risk management.

Additionally, A.M. Best affirmed the A- financial strength rating and "a-" long-term issuer credit ratings of UNICARE Life & Health Insurance Co., UNICARE Health Plan of West Virginia Inc., AMERIGROUP Community Care of New Mexico Inc., AMERIGROUP Maryland Inc., AMERIGROUP New Jersey Inc., AMERIGROUP Tennessee Inc., AMERIGROUP Texas Inc., AMGP Georgia Managed Care Co. Inc., AMERIGROUP Washington Inc., AMERIGROUP Insurance Co., AMERIGROUP Kansas Inc., Community Care Health Plan of Louisiana Inc. and Community Care Health Plan of Nevada Inc. The outlook of the credit ratings is stable.

The ratings of UNICARE entities reflect their adequate balance sheet strength, adequate operating performance, limited business profile, appropriate enterprise risk management, and support from as well as strategic importance to Anthem. The ratings of AMERIGROUP companies reflect their balance sheet strength, which A.M. Best categorizes as weak, as well as their strong operating performance, favorable business profile, appropriate enterprise risk management, and their strategic importance to Anthem.

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A.M. Best affirmed the "bbb+" long-term issuer credit rating of Hiscox Ltd. and the A financial strength rating and the "a+" long-term issuer credit ratings of its subsidiaries. The outlook of the credit ratings remains stable.

The subsidiaries are Hiscox Insurance Co. (Bermuda) Ltd., Hiscox Insurance Co. Ltd., Hiscox Insurance Co. (Guernsey) Ltd., Hiscox Insurance Co. Inc. and Lloyd's Syndicate 33.

The ratings of Hiscox reflect the group's balance sheet strength, which A.M. Best categorizes as very strong, as well as its strong operating performance, neutral business profile and appropriate enterprise risk management.

The ratings of Hiscox Insurance Co. (Bermuda) Ltd., Hiscox Insurance Co. Ltd., Hiscox Insurance Co. (Guernsey) Ltd. and Hiscox Insurance Co. Inc. reflect their strategic importance to the parent, as well as their strong integration within the group.

The ratings of Lloyd's Syndicate 33 reflect the balance sheet strength of the Lloyd's market, which A.M. Best categorizes as very strong, as well as the market's strong operating performance, favorable business profile and appropriate enterprise risk management.

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A.M. Best assigned the A- financial strength rating and the "a-" long-term issuer credit rating to Sirius Specialty Insurance Corp. and placed the ratings under review with developing implications pending the completion of the merger of Sirius International Insurance Group Ltd. and Third Point Reinsurance Ltd.

The ratings of Sirius Specialty Insurance reflect Sirius International Insurance's consolidated balance sheet strength, which A.M. Best categorizes as very strong, as well as its strong operating performance, neutral business profile and appropriate enterprise risk management. The ratings also take into account Sirius Specialty Insurance's strategic importance to Sirius International Insurance.

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A.M. Best upgraded the long-term issuer credit rating to "a+" from "a" and affirmed the financial strength rating at A of the insurance entities of HAI Group: Housing Authority Property Insurance A Mutual Co., Housing Authority Risk Retention Group Inc., Housing Enterprise Insurance Co. Inc. and Housing Specialty Insurance Co. Inc.

These ratings reflect HAI Group's balance sheet strength, which A.M. Best categorizes as strongest, as well as its adequate operating performance, favorable business profile and appropriate enterprise risk management.

The upgrade of the long-term issuer credit rating results from favorable trends in operating results in recent years with underwriting and operating ratios that are more in line with its peers.

The outlook of the long-term issuer credit rating has been revised to stable from positive, while the outlook on the financial strength rating is stable.

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A.M. Best affirmed the "bbb-" long-term issuer credit rating of Fidelity & Guaranty Life Holdings Inc. and the A- financial strength rating and the "a-" long-term issuer credit rating of its key life and health subsidiaries: Fidelity & Guaranty Life Insurance Co. and Fidelity & Guaranty Life Insurance Co. of New York. The outlook is stable.

The ratings reflect the subsidiaries' balance sheet strength, which A.M. Best categorizes as strong, as well as its adequate operating performance, neutral business profile and appropriate enterprise risk management.

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Moody's withdrew the A1 insurance financial strength rating and the negative outlook for Transamerica Premier Life Insurance Co.

The ratings action follows Transamerica Premier Life's merger into Transamerica Life Insurance Co.

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Kroll Bond Rating Agency affirmed the A- insurance financial strength rating of Catholic Financial Life, with a stable outlook.

The rating considers Catholic Financial Life's strong capitalization, conservative balance sheet, solid membership base, steady statutory earnings, M&A expertise and diversified business mix.

Europe

A.M. Best assigned the B++ financial strength rating and the "bbb" long-term issuer credit rating to GIC Perestrakhovanie LLC. The outlook assigned to the credit ratings is stable.

The ratings reflect GIC Perestrakhovanie's balance sheet strength, which A.M. Best categorizes as very strong, as well as its adequate operating performance, limited business profile and marginal enterprise risk management. The ratings also factor in a rating lift from General Insurance Corp. of India, due to the implicit and explicit support that GIC Perestrakhovanie receives from the group.

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A.M. Best affirmed the B+ financial strength rating and the "bbb-" long-term issuer credit rating of AzRe Reinsurance OJSC.

The company's ratings reflect its balance sheet strength, which A.M. Best categorizes as very strong, as well as its strong operating performance, limited business profile and marginal enterprise risk management.

The outlook of these credit ratings is positive, reflecting the continued resilience of AzRe's balance sheet strength amid a challenging operating environment, combined with improvements in the company's enterprise risk management capabilities.

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Fitch Ratings affirmed the A long-term issuer default rating of Admiral Group PLC and the A+ insurer financial strength ratings of Admiral Insurance (Gibraltar) Ltd. and Admiral Insurance Co. Ltd. The outlooks are stable.

The affirmation reflects Admiral's strong financial performance and earnings, strong capitalization, and track record of favorable reserve development.

Middle East and Africa

A.M. Best placed under review with developing implications the A financial strength rating and the "a" long-term issuer credit rating of Gulf Insurance Group KSCP and subsidiary Gulf Insurance and Reinsurance Co. KSC.

The ratings action follows the announcement that Gulf Insurance will acquire Axa SA's insurance operations in the Gulf region.

The under review with developing implications status reflects A.M. Best's uncertainty over the group's post-acquisition risk-adjusted capitalization, leverage and liquidity.

Asia-Pacific

A.M. Best affirmed the B+ financial strength rating and the "bbb-" long-term issuer credit rating of Jubilee General Insurance Co. Ltd. The outlook of the credit ratings is stable.

The ratings reflect Jubilee's balance sheet strength, which A.M. Best categorizes as strong, as well as its strong operating performance, limited business profile and appropriate enterprise risk management.

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Fitch affirmed the BB+ insurer financial strength rating of MARAC Insurance Ltd., with a stable outlook.

At the same time, the rating agency withdrew the rating for commercial reasons.

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Fitch affirmed the AA(idn) national insurer financial strength rating of PT Asuransi Wahana Tata. The outlook is stable.

The rating reflects the company's moderate business profile, strong capitalization, moderate underwriting margin and conservative investment portfolio, according to Fitch.

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