Dennis Sugrue is a senior director in Insurance Ratings.  He chairs S&P’s global insurance analytical oversight council responsible for ensuring consistency of criteria application for insurance ratings.  Additionally he chairs S&P’s global insurance hybrid capital council and co-chairs the global insurance regulatory and accounting focus team.  Full Bio

Dennis Sugrue is a senior director in Insurance Ratings.  He chairs S&P’s global insurance analytical oversight council responsible for ensuring consistency of criteria application for insurance ratings.  Additionally he chairs S&P’s global insurance hybrid capital council and co-chairs the global insurance regulatory and accounting focus team. 

From 2011 – 2016 Dennis co-led S&P’s global reinsurance outreach and rating coordination and was responsible for rating both life and non-life insurers and reinsurers in the UK, Bermuda and Europe.   Before joining the London office in 2009, he was based in S&P’s New York office with primary responsibility for several insurance and reinsurance credits in the U.S. and Bermuda. 

Dennis obtained his Master of Science in Finance from the London Business School, with a focus on Corporate Finance, and is a graduate of the Georgia Institute of Technology (Georgia Tech) where he earned a Bachelor of Science in Management with a specialty in Finance.  Minimize

Tim Zawacki is a principal research analyst covering the U.S. insurance industry for S&P Global Market Intelligence. He has covered the insurance industry in various capacities since joining SNL Financial in 1999. Full Bio

Tim Zawacki is a principal research analyst covering the U.S. insurance industry for S&P Global Market Intelligence. He has covered the insurance industry in various capacities since joining SNL Financial in 1999. Based in Charlottesville, VA, Timauthors the annual US P&C Market Report,US Life and Annuity Market Report and various other thought leadership providing historical context and forward-looking outlooks regarding key industry trends and developments at the line of business level. Tim hasalso published numerous articles and research on M&A activity in the property and casualty and life and health insurance sectors, focused on trends in the underwriting and distribution sides of the business. He is a 1999 graduate of the University of Virginia. Minimize

William Hawkins runs the European insurance research team of Keefe, Bruyette & Woods in London. Full Bio

William Hawkins runs the European insurance research team of Keefe, Bruyette & Woods in London. In addition to developing strategy and marketing the pan-European insurance sector, Mr. Hawkins is directly responsible for coverage of the quoted Benelux and German insurance, and European reinsurance companies. Prior to joining KBW in 2004, he had been a Senior Insurance Analyst at Fox-Pitt, Kelton since 1996. Minimize

Andrew has over 15 years’ experience in building innovative insurance businesses in the United Kingdom, the United States, China and South Africa. He currently leads an R&D Lab for Vitality in the UK, where he is responsible for product innovation and development of new business lines. Full Bio

Andrew has over 15 years’ experience in building innovative insurance businesses in the United Kingdom, the United States, China and South Africa. He currently leads an R&D Lab for Vitality in the UK, where he is responsible for product innovation and development of new business lines.

Before returning to the UK, Andrew was the President (General Manager) of Ping An Health, where he led the strategic and technical development of the business to become the largest and fastest growing specialist health insurer in China. Ping An Health was formed as a joint venture between Ping An and Discovery in 2010.

Earlier in his career, Andrew led the technical marketing function for Discovery and pioneered a division tasked with the research and development of service products and operations strategy.

Andrew holds a Master of Philosophy of the Social Sciences from the London School of Economics, an undergraduate degree in economics and is a Fellow of the Institute and Faculty of Actuaries, a Fellow of the Actuarial Society of South Africa and a Member of the American Academy of Actuaries. Minimize