Thomas A. Watters is a Managing Director in Corporate Ratings. Tom’s current role is Sector Specialist for the Oil & Gas and Chemicals Industries, serving as analytic leader and industry spokesperson. Prior to his current role, Tom served as Analytic Manager for the Oil & Gas team, a role he held for seven years since September 2007. Before this, Tom served for five years as the Team Leader for the Metals & Mining, Paper & Forestry and Building Materials industries. Tom joined S&P Global Ratings in November of 1997 as an Associate Director in the Metals & Mining team providing analytic coverage on a variety of companies. Prior to joining S&P Global Ratings, Tom worked for the National Association of Insurance Commissioners as a Senior Security Analyst from 1994-1997 following the oil & gas, paper & forestry, and metals & mining industries. Tom also worked for Chemical Bank for five years as a middle-market Account Officer lending to various industries. Tom earned an M.B.A. and B.B.A., in Corporate Finance, from Hofstra University (1991, 1987). Tom also successfully completed Chemical Bank’s Credit Training Program in 1991.